Last updated: 4 June 2025
Welcome to Policygaido AI, an AI-driven health insurance marketplace platform ("Service") operated by Policygaido AI ("Company," "we," "us," or "our"). These Terms of Service ("Terms") govern your use of our website, mobile application, and related services.
By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.
By creating an account, uploading documents, or using our AI-powered insurance analysis features, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
Policygaido AI provides the following services:
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
You must provide accurate, current, and complete information when using our Service. Misrepresentation of information may affect the accuracy of our AI recommendations.
You may not use our Service for:
Gaido AI technology analyzes your insurance documents and personal information to provide recommendations. While we strive for accuracy, AI-generated insights should not be considered as professional insurance advice.
We process your data in accordance with our Privacy Policy. By using our Service, you consent to the processing of your personal and health information for the purpose of providing our AI-powered services.
The Service and its original content, features, and functionality are and will remain the exclusive property of Policygaido AI and its licensors. The Service is protected by copyright, trademark, and other laws.
You retain ownership of any content you upload, but grant us a license to use, process, and analyze such content to provide our services.
Our Service provides information and AI-generated insights for educational purposes only. We are not licensed insurance agents or brokers. Our recommendations should not be considered as professional insurance advice.
We do not guarantee that the Service will be available at all times. We reserve the right to modify, suspend, or discontinue the Service with or without notice.
In no event shall Policygaido AI, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices.
We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.
If you wish to terminate your account, you may simply discontinue using the Service or contact us to request account deletion.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.
If you have any questions about these Terms of Service, please contact us at:
These Terms of Service are effective as of 4 June 2025 and will remain in effect except with respect to any changes in their provisions in the future, which will be in effect immediately after being posted on this page.