Compare 200+ plans, decode your existing policy, and find the right coverage in minutes, not days. No agents. No spam. Just clarity.
The advantage
Get clear guidance, compare with confidence, and choose coverage that actually fits your needs.
Compare relevant plans in one place and shortlist the right options faster.
Explore plans without constant interruptions from promotional calls.
Sub-limits, co-pays, and waiting periods explained in simple, practical terms.
Know what is covered before you buy, so you can claim with more confidence.
How it works

Quick 2-minute questionnaire about your health and preferences.

AI-powered recommendations with clear comparison across coverage, cost, and benefits.

Every detail explained. No second-guessing. Your choice, fully informed.
Upload your existing policy or pick your plan, our AI spots coverage gaps, hidden exclusions, and tells you exactly where you stand.
Don't have your policy handy?
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Why Policygaido
Aggregators show you 50 plans and leave you to figure it out. We show you the 3 that actually fit, and explain why.
We don't earn commissions. Our AI recommends what's best for you, not what pays us the most.
Not a generic chatbot. Purpose-built with real plan data, IRDAI rules, and actual claim scenarios.
See exactly what gets covered and what comes out of your pocket before you commit.
Sub-limits, co-pays, waiting periods explained like a friend would, not like a policy document.
Coverage doubts, claim queries, or finding the best plan for your family, get clear answers instantly. No jargon, no runaround.
Ask Gaido AI any questions about health insurance, coverage options, policy terms, or get personalized recommendations
Testimonials
Join thousands who stopped guessing and started understanding their health insurance.
“I uploaded my health insurance policy and within seconds, Gaido highlighted gaps I had no idea about. Saved me from a potential ₹3L out-of-pocket expense.”
“Comparing plans used to take me days of spreadsheet research. Gaido did it in minutes and recommended the perfect family floater for us.”
“The claim preview feature is phenomenal. I finally know exactly what's covered before I need to file a claim. No more nasty surprises.”
“I've recommended Gaido to my entire team. It breaks down complex policy jargon into plain language — something no other tool does this well.”
“As a freelancer, I had no idea which health plan suited me. Gaido's personalized recommendations fit my budget and coverage needs perfectly.”
“My parents asked me to look into insurance for our family. Gaido made it so simple — even I could understand everything without any insurance background.”
Support
Our team is ready to answer all your questions by chat, call, or WhatsApp.